Owning a business or operating a non-profit organization involves a substantial amount of risk.

Managing those risks in a cost-effective manner requires proficient, creative, and proactive solutions. Make the most of your investment with Capstone Group to develop key solutions that address your complex needs in a continuously changing environment.

For Capstone, the process begins by sitting down with the business owners and the management team and understanding their goals and objectives. A proper insurance program should align with the business plans and reflect the interests of the leadership team. These conversations are critical to our success. Long and short-term goals and growth projections dramatically impact an organization’s insurance program and, if not planned for, can present a major exposure to the business. From there, we develop effective, creative and proactive solutions that strengthen a business and protect it from potential risks.

Commercial Insurance

Properly mitigating commercial risks does not always result in insurance. But when it does, Capstone is equipped to offer a broad range of products, including:

  • ERISA Bonds & Fidelity Bonds

  • Fiduciary Liability

  • General Liability

  • International Travel Insurance

  • Kidnap & Ransom Coverage

  • Professional Liability, Errors & Omissions

  • Property Insurance

  • Umbrella/Excess Liability

  • Workers’ Compensation (State Act, USL&H, and Jones Act)

  • Builders Risk

  • Captives

  • Commercial Automobiles

  • Construction Wrap-Ups

  • Cyber Liability

  • Defense Base Act (DBA)

  • Directors & Officers Liability

  • Employment Related Practices Liability

  • Environmental Liability

Industry Experience

Our team has extensive experience across many industries, including, but not limited to:

  • Law Firms & Legal Services

  • Manufacturing

  • Private Equity & Venture Capital Firms

  • Real Estate

  • Restaurants & Hospitality

  • Retail

  • Technology

  • Transportation

  • Automotive Services

  • Construction, Contractors & Developers

  • Education

  • Engineers

  • Financial Services

  • Government Contractors

  • Healthcare

  • Labor Unions

To speak with a Capstone professional about commercial insurance, please contact us directly.